Buyers and Sellers • November 19, 2025

The Housing Market in South Snohomish and North King County Is Quietly Shifting as We Head into 2026

by Bill Jordan

After several years of high mortgage rates and buyer hesitation, the local housing market is beginning to move in a more positive direction. Sellers are returning to the market, buyers are becoming more active, and conditions are lining up for a steadier 2026. This is not a dramatic surge, but it is a clear shift.
If you are thinking about buying or selling in Lynnwood, Edmonds, Mill Creek, Mukilteo, or the surrounding communities, now is a great time to pay attention.

Mortgage Rates Are Beginning to Ease

Rates remain higher than what we saw during the frenzy years, but they have begun to soften. This added affordability gives buyers in our region a little more room to work with. Even a modest shift can help because homes in South Snohomish and North King County tend to push the upper ranges of buyer budgets.
For many households, lower borrowing costs are enough to reopen the conversation about making a move in 2026.

More Homeowners Are Starting to List Their Homes

Many homeowners stayed put over the past couple of years because they had locked in very low rates and did not want to let them go. With rates now steadier and life changes moving forward no matter what the market does, more sellers are choosing to list.
Locally, this means a healthier supply of homes across Lynnwood, Edmonds, Shoreline, Mill Creek, Mukilteo, Bothell, and the surrounding areas. This shift toward a more balanced inventory is one of the clearest signals that momentum is building.

Buyer Activity Is Picking Up Again

With slightly lower rates and more homes to choose from, buyers are re engaging. Showings are rising again and well qualified buyers are stepping back into the search.
While this is not a return to the rapid pace of 2020 and 2021, it is a noticeable increase in energy. For many buyers in our region, this suggests that moving sooner rather than later may open the door to better opportunities.

What This Means for You

For sellers
Improving activity and steadier inventory levels create a solid environment to attract quality offers. Thoughtful pricing and strong presentation can help your home stand out in a market where buyers still value accuracy and condition.

For buyers
This may be one of the better windows we have seen in the past couple of years. More options are available and borrowing costs have become a little lighter. Together we can explore your budget, preferred neighborhoods, and ideal timeline to help you move forward with confidence.

If you are unsure
Whether you are thinking about selling, buying your first home, relocating, or considering an investment property, I can help you evaluate your choices. Your plans matter more than the headlines and we can make sense of what works best for your goals.

Bottom Line

The housing market in South Snohomish and North King County is turning a corner. Easing mortgage rates, more homes coming to market, and increased buyer interest are shaping a healthier landscape as we approach 2026.
If you are curious about your home’s value or want to explore buying opportunities, now is a smart time to start the conversation.

Buyers and Sellers • November 17, 2025

Weekly Market Snapshot – South Snohomish & North King County

by Bill Jordan

weekly market update for Snohomish County and King County

This Week’s Stats (Oct 7–13):

New Listings: 100 ↓ (from 177 last week)
Pending Sales: 171 ↓ (from 193)
Sold Homes: 124 ↓ (from 162)
Price Reductions: 116 ↓ (from 176)

📉 Weekly Trend Overview

This week saw a sharp drop in new listings as just 100 homes came to market, the lowest count we’ve seen since early summer. Buyer activity followed suit, with pendings and closings both easing back.

Price reductions also fell noticeably, which likely reflects fewer new homes being introduced and less inventory to adjust. In short, the market is slowing seasonally, but buyers are still active when the right home appears.

What This Means for You

For Buyers:
We’re still seeing homes come on the market, but fewer than in recent weeks. Not every listing is a match for today’s ready and willing buyers, which means opportunities exist to negotiate on homes that linger or come back on the market.

For Sellers:
Lower inventory means less competition, but buyers remain value-driven. Pricing your home accurately and presenting it well will help you stand out as we move deeper into fall.

Buyers and Sellers • November 12, 2025

What the Ongoing Government Shutdown Really Means for the Housing Market

by Bill Jordan

It’s been several weeks now with the federal government in a shutdown, and while the headlines are growing louder, the housing market across South Snohomish and North King County continues to move forward. But the extended pause in Washington is creating a few extra wrinkles, so let’s look at what’s happening, what’s coming, and what it means for buyers and sellers right now.

The Market Is Still Moving, but Not Without Friction

Even during a shutdown, homes are still being listed, sold, and closed. The difference this time is the length and the pressure it’s putting on parts of the process. With agencies running on limited staff, certain verifications, approvals, and loan programs have slowed… particularly FHA, VA, and USDA loans.

Flood insurance programs have also faced interruptions, which can temporarily hold up closings in designated areas. None of these issues are deal breakers, but they do make timing and preparation more important than ever.

Why the Local Market Remains Steady

Here in Lynnwood, Edmonds, Mukilteo, and Mill Creek, the fundamentals haven’t changed. Inventory remains tight, demand continues, and homes are still selling. While national headlines may create hesitation, local housing needs don’t stop for politics. Families still move, jobs still change, and life keeps happening.

For buyers, that can mean opportunity. With some buyers waiting on the sidelines, competition can ease up. For sellers, it means serious buyers are still out there and likely more motivated than ever.

What’s Different This Time

Because this shutdown has dragged on longer than most, the ripple effects are wider. Some loan approvals that once took days now take weeks. Flood insurance renewals and certain federal verifications are slower to process. Confidence in the broader economy has softened slightly, but the core housing demand in our region remains strong.

That’s why it’s so important to stay proactive. If you’re planning a move, plan ahead and expect a little extra processing time. And if you’ve been waiting for things to “settle,” you may actually miss some of the best opportunities of the season.

What Buyers Should Know

Stay in close contact with your lender. Confirm any program-related delays early so you can plan accordingly.
Keep your search active. There’s less buyer competition right now, which can open doors, literally and figuratively as many sellers are offering concessions.
Stay patient with timelines. A few extra days on underwriting or insurance isn’t uncommon right now.

What Sellers Should Know

Stay visible. Buyers who are still in the market are serious and focused.
Be flexible. A delayed approval or closing doesn’t mean a lost deal, it just takes more coordination.
Lean into presentation. Well-priced, move-in-ready homes are still moving quickly, especially in areas like Edmonds and Mill Creek.

Bottom Line

The ongoing shutdown has added a few bumps to the process, but it hasn’t stopped real estate from moving forward. The Pacific Northwest market remains one of the most resilient in the country, and activity continues across South Snohomish and North King County.

If you’re considering a move, this may still be your window. The right preparation and guidance can help you navigate any delays and take advantage of a less crowded marketplace.

Ready to plan your next move? Let’s talk about your goals and timing so we can position you for success, shutdown or not.

Buyers and Sellers • November 10, 2025

Weekly Market Update (Nov 3–9)

by Bill Jordan

New Listings: 120 ↓ (from 130 last week)
Pending Sales: 166 ↑ (from 158)
Sold Homes: 138 ↑ (from 130)
Price Reductions: 126 ↓ (from 133)

📈 Weekly Trend Overview
Inventory continues to tighten as new listings dipped again to 120. Pending sales climbed to 166, showing that buyers are still active even as we move deeper into fall. Closed sales also rose, a sign of solid follow-through from October’s steady contract activity. Fewer price reductions this week indicate that homes priced right from the start are finding success without major adjustments.

What This Means for You
For Buyers:
There are still solid opportunities out there, but with inventory shrinking, acting quickly on well-priced homes is key. Sellers are motivated, yet the best homes are moving fast.

For Sellers:
Fewer listings means less competition. Well-prepped, accurately priced homes are still drawing strong buyer interest.

Buyers and Sellers • Community • November 7, 2025

Community Spotlight: Shoreline, WA

by Bill Jordan

Just north of Seattle, Shoreline delivers that perfect balance between suburban calm and city convenience. It’s a community known for top-rated schools, quick commuter access to I-5 and the light rail, and tree-lined neighborhoods that feel tucked away but never out of touch.

Shoreline’s neighborhoods each bring their own charm. From the coastal views of Richmond Beach, where home prices average closer to $900,000, to the peaceful streets of Ridgecrest and the modern growth near the new light rail stations, residents enjoy a variety of lifestyle options all within minutes of Seattle. Add in over 400 acres of parks and open space, a vibrant arts scene, and a strong sense of local pride, and it’s easy to see why Shoreline continues to attract buyers year after year.

Housing Market Snapshot

Residential properties in Shoreline currently hold a median home price of around $850,000, with approximately 1.8 months of inventory, a sign of steady demand and limited supply. If you’re lucky enough to find a home for sale along the coveted waterfront areas, expect prices to reach well into the multi-million dollar range. Homes here often combine mid-century character with thoughtful updates and proximity to top-rated schools, making them especially desirable for families and professionals alike.

Local Highlights

Richmond Beach Saltwater Park – A local favorite for sunset walks, picnics, and sweeping Puget Sound views.
Shoreline Farmers Market – Seasonal, community-driven, and full of local flavor.
Hamlin Park & Boeing Creek Park – Trails, playfields, and a little slice of forest in the middle of the city.
Shoreline Community College – A regional hub for arts, education, and events.
Light Rail Expansion – The 145th and 185th stations are transforming commuting and boosting nearby property values.

Thinking About a Move?

Whether you’re looking to buy, sell, or explore your home’s value in Shoreline, let’s talk about how today’s market trends could impact your next move. Shoreline continues to offer a rare blend of community feel, convenience, and long-term potential. To view homes for sale in Shorline, click HERE.

Buyers • November 5, 2025

Thought the Market Passed You By? Think Again

by Bill Jordan

If you’ve been sitting on the sidelines waiting for the right time to buy, you’re not alone. Many would-be buyers have watched home prices climb over the last few years and assumed the market had moved beyond their reach. But in reality, today’s housing landscape in King and Snohomish Counties is offering something we haven’t seen in quite a while: opportunity.

More Homes, More Choices

Inventory has finally started to loosen. In King County, new listings jumped 14 percent in 2024 over 2023 and climbed again another 13 percent in 2025. Snohomish County saw similar gains, with 11 percent growth in 2024 and another 9 percent this year.

For buyers, that means more homes to choose from and a better shot at finding something that truly fits. The market is no longer defined by the frenzy of multiple offers and escalating prices. Instead, it’s a more balanced environment where preparation and smart negotiation matter more than sheer speed.

Price Growth Has Slowed, Not Stopped

After years of sharp increases, home prices are finding a steadier rhythm. In King County, the median sales price rose 9 percent in 2024 and barely nudged up 0.2 percent in 2025. Snohomish County is still trending slightly stronger, with 7 percent growth last year and nearly 2 percent this year.

Locally, Lynnwood prices have held steady over the past two years, while Edmonds has climbed 17 percent in that same period. Both markets are showing healthy sales activity with relatively flat days-on-market—a sign that homes are still moving, but at a sustainable pace.

Sellers Are Stepping Up

For buyers who worried about affordability, there’s some good news. More sellers are now offering concessions, things like rate buydowns and closing cost coverage, that can make a real difference in monthly payments and cash out-of-pocket costs. Combined with creative lending programs and slightly lower rate volatility than we saw earlier in the year, it’s helping more buyers step into homeownership.

According to Mortgage News Daily, current rates are around 6.37 percent for a 30-year fixed and 6.09 percent for a 30-year FHA loan. That’s a meaningful improvement from where rates sat just months ago, and it’s creating opportunities for buyers who were previously priced out to take another look at the market.

What This Means for You

If you felt like you missed your chance, this is a moment worth reconsidering. The market has shifted in a way that gives prepared buyers more leverage and breathing room to make thoughtful decisions. Homes are still appreciating, but at a pace that’s more manageable and predictable.

And with the right guidance, the process doesn’t have to feel overwhelming.

Thinking About a Move?

Working with a professional who understands the nuances of King and Snohomish County markets can make all the difference. I help buyers every day through strong negotiation, deep market insight, and creative strategies that make the process smooth and stress-free.

If you’ve been thinking about making a move, let’s talk about your goals and map out a plan that works for you.

Buyers and Sellers • November 3, 2025

Weekly Market Update (Oct 27–Nov 3)

by Bill Jordan

New Listings: 130 ⬆️ (from 129 last week)
Pending Sales: 158 ⬇️ (from 178)
Sold Homes: 130 ⬆️ (from 128)
Price Reductions: 133 ⬇️ (from 191)

📈 Weekly Trend Overview

This week saw nearly no change in new listings and closings, though pending sales dipped as buyers took a more measured approach heading into November. The number of price reductions fell notably, suggesting that recent pricing adjustments are starting to align with buyer expectations.

While activity has cooled from early fall levels, the market remains stable overall. Motivated buyers are still out there, just moving more deliberately, and sellers who’ve positioned their homes correctly are seeing results.

What This Means for You

For Buyers:
With fewer price reductions and less competition, this is a great time to take a closer look at available homes. Sellers who’ve already adjusted pricing are more realistic and often ready to negotiate before year-end.

For Sellers:
Inventory remains modest, and homes that show well and price right continue to move. As we shift toward the holiday season, preparation and presentation matter more than ever to attract serious buyers.

Community • October 31, 2025

Community Spotlight: Lake Stevens, Washington

by Bill Jordan

Located between the Cascade foothills and the shores of its namesake lake, Lake Stevens blends small-town charm with the energy of a fast-growing community. Once a quiet lakeside getaway, it’s now one of Snohomish County’s most sought-after places to call home.

The Lifestyle

At the heart of it all is Lake Stevens itself – a stunning 1,000-acre freshwater lake surrounded by trails, parks, and public boat launches. Residents enjoy boating, paddleboarding, kayaking, and fishing nearly year-round. The city’s community vibe shines through at local favorites like Lundeen Park, the Mill Spur Trail, and family-friendly events such as Aquafest, a summer festival that takes over the lakefront each July.

Beyond recreation, Lake Stevens offers strong schools, growing amenities, and convenient access to Highway 9 and I-5, making commutes to Everett, Seattle, and the Eastside a breeze.

The Market

Lake Stevens continues to attract both buyers and builders, and for good reason. The market offers a wide range of homes, from classic ramblers on tree-lined streets to custom estates with lake views.

Homes on over an acre average just over $1 million, often featuring expansive outdoor spaces, detached shops, and room to breathe.
Homes on less than an acre average just under $800,000, appealing to those who want a home and neighborhood amenities without the maintenance of larger lots.

Demand remains strong thanks to limited inventory, proximity to major employers, and the area’s reputation for outdoor living.

Local Favorites

Downtown Lake Stevens – Growing with coffee shops, taprooms, and local boutiques
The Mill on Lake Stevens – A lakeside hub for community gatherings and events
Frontier Village – The go-to spot for shopping and dining
Cavalero Hill Park – A massive playground and off-leash dog area loved by locals

Thinking About a Move?

Whether you’re looking for more elbow room, lake access, or a great community close to Everett and Snohomish, Lake Stevens has something for everyone. Browse Lake Stevens homes for sale: HERE

Buyers • October 29, 2025

Why Today’s Mortgage Rates Aren’t Something to Fear

by Bill Jordan

When interest rates rise, many buyers instinctively say, “Maybe I’ll wait.” But waiting for that perfect “magic” rate could cost you more than you think.

On a $785,000 loan, the difference between a rate of about 6.2 percent and 5.99 percent is roughly $100 a month. That’s about what many people spend on coffee or takeout. Meanwhile, if prices continue climbing while you wait for a lower rate, that extra cost could easily offset any savings you hoped to gain from a small rate drop.

Why Acting Now Makes Sense

• Rates are still in a range where inventory is healthy and buyer competition is lower. Many buyers who take action now have more negotiating room and a wider selection of homes.

• Waiting for the “perfect” rate can backfire. Once rates dip below a psychological threshold, more buyers jump back in, driving prices and competition higher.

• Your personal readiness matters more than chasing the lowest possible rate. If the home fits your needs, the payments are comfortable, and your long-term plan aligns, then waiting might not be necessary.

What This Means for Our Local Market

In South Snohomish and North King County, the same idea applies. If you are financially ready and find a home that checks your boxes, locking in a mortgage now—even near 6 percent—could be smarter than waiting for a fraction of a percent lower only to face higher prices and multiple offers later.

As your local real estate professional with CENTURY 21 Real Estate Center, I can help you evaluate your financial readiness, compare your options, and identify the right timing for your move.

Bottom Line

Don’t let today’s mortgage rates scare you away. If you are ready and the home feels right, this may be the right moment before market dynamics shift again. The perfect rate may sound appealing, but the real savings could be in acting before everyone else does.

Buyers and Sellers • General • October 27, 2025

Weekly Market Update | October 20–27

by Bill Jordan

This Week’s Stats (Oct 20–27)

New Listings: 129 ↓ (from 158 last week)
Pending Sales: 178 ↓ (from 212)
Sold Homes: 128 (no change from 128)
Price Reductions: 191 ↑ (from 167)

📈 Weekly Trend Overview

This week saw a continued seasonal cooldown in both new listings and pending sales. Fewer homes hit the market, and buyer activity slowed slightly, though the number of closings held steady. Price reductions rose again, showing that sellers are adjusting expectations as we move deeper into fall.

Even with softer numbers, the overall market remains balanced. Buyers are still out there and active, but they’re being more selective about what fits their needs and budget.

What This Means for You

For Buyers:
Fresh inventory continues to appear each week, but not every home is connecting with ready buyers. This opens the door for negotiation and potential value, especially on listings that have been sitting for a while.

For Sellers:
While demand remains steady, pricing strategy is more important than ever. Homes that show well and hit the market aligned with current conditions are still selling quickly. Overpriced homes, however, are finding their way to the reduction list.